It’s a no-brainer.  The more crashes and collisions on your driving record, the higher the premium every car insurance company will quote you.

As the vaudeville comedians ...

When obtaining a car insurance quote, two numbers make a significant difference to the premium: the collision deductible and the comprehensive deductible.

Definition of &ldqu...

It was bad enough that you were in a collision. Your beloved car is waiting for repairs.  The insurance adjuster has come and gone.  Now you receive the report:  your car is a write-...